I am are here to help you.
The different parts of Medicare and what they cover.
What Medicare doesn't cover.
What Medicare costs.
Coverage when traveling out of the country.
Coverage when traveling in the country.
Do you sign up if you are going to continue to work?
What are the penalties for missing your Medicare enrollment timeline.
HMO, PPO what's the difference?
You've worked hard to get where you are. Protect it with the right Medicare plan.
There are many variables to consider when choosing a Medicare plan.
Is my doctor in the network?
Are all my prescriptions covered in the plan and at what cost?
Do I have coverage when I travel?
What if I live part time in another state?
What if I need to seek specialized treatment outside of my home state?
You don't have to go it alone. Get the help you need to navigate successfully through the complex world of Medicare. I'm a local agent helping local people feel secure in the choices that they make.
In the same way that you put on layers before going outside on a cold day, you put on layers of health insurance when it comes to Medicare. And just like you wouldn't put your coat on before your shirt, there is an order to these layers of health insurance.
2. Expecting that Medicare will cover 100% of your medical costs.
3. Failing to signup for Medicare because you aren't receiving Social Security benefits.
4. Missing your Initial Enrollment Period (IEP)
5. Missing the deadline to sign up after you leave your job.
6. Failing to keep and submit proof of your creditable coverage.
7. Skipping Part D without having other coverage.
8. Not comparing Original Medicare versus Medicare Advantage.
9. Not completely understanding the limits of your healthcare coverage. (Networks)
Have you owned a Medicare Supplement plan for many years? Plan G, N?
You owe it to yourself to compare your premium with today's rates. There is no reason to pay more. All Supplement plans are standardized by the Federal government. The only difference is the premium you pay.
Call or email me and I will shop the different insurance carriers for the lowest rate.
If you are receiving social security payments you will automatically be enrolled in Medicare and your red, white and blue Medicare card will be mailed to you.
Go to SSA.GOV
Upper right hand corner click "sign in"
Click "create an account" a new page will load
Click "create an account"
Enter your email address
Accept rules of use
Click "submit"
Check your email for link
Click "link" and follow instructions
At age 65, you are eligible for Medicare, regardless of whether you are already receiving Social Security income benefits. Some quality earlier than 65 due to disability or illness.
Questions?
YES, I would like to have a licensed insurance agent call or email me about Medicare Advantage Plans, Medicare Part D Prescription Drug Plans and/or Medicare Supplement Insurance.